October 27, 2020

A judgment of foreclosure and sale.

The Appellate Division vacated the judgment, denied plaintiff's motion to confirm the referee's report of the amount due to plaintiff, and remanded for a new report computing the amount due. The referee relied on an affidavit of an assistant vice president of plaintiff's loan servicer, who asserted that, according to plaintiff's books and records pertaining to defendant's loan and payment history, defendant had been in default, and owed plaintiff the amount stated. However, because the books and records were not submitted to the court, the affiant's assertions are inadmissible hearsay. Neither did the affiant lay a foundation for the introduction of the books and records as a business record, pursuant to CPLR 4518[a].

Deutsche Bank Nat'l Trust Co. v. Kirschenbaum, NY Slip Op 05849 (1st Dep't October 20, 2020)

Here is the decision.