The Appellate Division determined that the mortgage foreclosure action should have been dismissed as against the original borrower, because plaintiff failed to take proceedings for the entry of judgment within one year of the borrower's default. The time to seek a default judgment should be measured from the default in responding to the original complaint, not the amended complaint. Although an amended complaint supersedes the original complaint, and, therefore, requires a new responsive pleading in order to avoid default, allowing the filing of an amended complaint to effectively cure a failure to timely move for a default in responding to the original complaint would create an exception that swallows the rule. Because plaintiff did not move for a default judgment until well after one year after the default in responding to the original complaint, and because plaintiff fails to offer any excuse for the delay, dismissal was appropriate under 3215(c), in spite of plaintiff's inability to bring a new action due to expiration of the statute of limitations.
MTGLQ Invs., L.P. v. Shay, NY Slip Op 00237 (1st Dep't January 14, 2021)
